Creditors want to be paid, not see people declare bankruptcy. That's why experts often say, if you're in debt, you should contact your creditors — they may be willing to renegotiate. That doesn't necessarily apply to every debt. . . .
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Widely known for his thorough, candid approach to teaching God’s Word, John MacArthur is a fifth-generation pastor, a popular author and conference speaker, and has served as pastor-teacher of Grace Community Church in Sun Valley, California since 1969. John and his wife,...