Faith-Based Insurance: Christian Health-Sharing Plans
Three years ago, James Lansberry faced the kind of health care crisis that has become all too common in the U.S. Less than two weeks after his wife Theresa gave birth to their sixth child, she had to rush back to the hospital to have her appendix removed before it burst. Her medical bills eventually totaled more than $23,000. It would have been a stressful time for any family — but especially for those who, like the Lansberrys, do not have health insurance.
But James, the sole breadwinner for his Peoria, Ill., family, didn't lose sleep over the cost of his wife's procedure and hospital stay. The Lansberrys belong to what is called a health-sharing ministry, an organization whose Christian members pay one another's medical costs. Within a few weeks of Theresa's appendectomy, the family received checks (and get-well cards) from more than 100 people in 21 states, covering the medical costs and...
